Why it matters
Higher premiums and deductibles can strain household budgets and raise costs for employers, especially small businesses. Workers with job-based coverage may face higher out-of-pocket costs or delay care, according to the reports.
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A KFF survey found that workers’ costs for family health coverage rose 9% this year, while employers’ health premiums rose 5%. Reports say some costs are being passed on to workers, and that rising expenses are leading some people to skip care.
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Higher premiums and deductibles can strain household budgets and raise costs for employers, especially small businesses. Workers with job-based coverage may face higher out-of-pocket costs or delay care, according to the reports.